The Need

Thabo wants to look & feel better
Thabo decides to join “Big Muscle” gym.

Membership Sign-Up

In order to become a member of the gym, he needs to sign a contract
& promise to pay the monthly membership fee.

Contract Beginning

The new contract info is sent to the bank or
credit provider where “Big Muscle” has their business account.

Consumer Confirmation

Thabo confirms, with a machine or phone, the debit order info
with his bank or credit provider.

Consumer Request

Thabo receives a message from his bank or credit provider to confirm,
himself, that the debit order info is correct.

Contract Creation

A contract is created on Thabo’s account, but not before
the bank or credit provider checks with him first.

Debit Order Confirmation

Debit Order Confirmation Thabo & “Big Muscle” gym now
have a valid & confirmed order arrangement.

Debit Order Submission

Debit Order Submission On a monthly basis the debit order
is submitted to Thabo’s bank or service provider.

Debit Order Checking

Debit Order Checking Thabo’s bank or service provider checks
the debit order info before the money is taken from his account.

Debit Order Approved

The money will be taken if the debit order is
within the terms of the contract.

Debit Order Disapproved

The money will not be taken if the debit order
is outside the terms of the contract.

Contract Change

If the conditions of the contract have changed, the money will not
be taken, and Thabo must confirm the debit order again.